“Reaping the benefits” may not exactly be the right term, but certain Web sites are certainly getting a lift from the downward economy. Visits to business-centric sites have surged amid the implosion on Wall Street and the $700 billion plan from Congress to stop the bleeding in credit markets. The Wall Street Journal recently reported an unprecedented two million visitors in a single day while activity is up 40% at Yahoo Finance message boards. Self-help startup PeopleJam.com has seen its interest in personal finance tips multiply nearly eightfold in the past month.